Here at Guardian Financial Group, we’re staying as busy as ever giving financial guidance to young married couples, helping middle-aged individuals ensure they’re saving enough, and even aiding recent college graduates in their life-long retirement savings plan. Saving for the future is always a good idea and you’re never too young or too old to start being smart with your money. If you’re interested in talking to a financial advisor about retirement planning, financial planning, education funding, tax planning, insurance analysis, or more, contact us at Guardian today!

Many people don’t realize how important it is to save up for retirement until they are middle-aged, and we often hear people mention that they wish they would have started saving when they were in their twenties. Though retirement might have been a lot easier for people 50 years ago, it is all the more vital that we are proactive about our saving so that our golden years can be truly amazing.

Why Have a Plan?

A staggering number of Americans have absolutely no money saved up for retirement and that is a scary thought for us. We want to see people enter retirement without the stresses and worries that come along with being in a financial bind but in order for that to happen, people have to be smart in the years before retirement.

It’s clear that we must start being smarter about the way that we save. Many people put the idea of their retirement onto the back burner because it seems like such a far-off event. However, as we all know, time flies and when it’s time for you to stop working, you want to have a decent nest egg that will help cushion the blow of your loss of income. In today’s blog, we’re going to look at some of the most compelling reasons to start saving for your retirement.

You Don’t Want to Have to Rely on Government Aid

The problem with government programs that are set up to help people is that they’re often given to change over time or adapt to the instructions of a current administration. Since our country is already in severe debt, it’s never safe to just assume that social security and Medicaid will allow you to have a comfortable life as a retired individual. Saving up to supplement these things will allow you to live the life you want when you finally do retire.

You’ll Be Able to Retire When You Want

Nowadays, we’re seeing more and more people in their seventies and eighties who are standing behind registers and stocking shelves. Though we understand that sometimes people don’t like the idea of not working anymore and find a job because they enjoy being busy and productive, this, unfortunately, isn’t the case for everyone. If this extending working is something that an older person feels forced into because of a lack of a proper retirement fund, this is the case that we hate seeing. As financial planners, it’s our goal that no person has to work through their retirement unless they want to.

You’ll Have Peace of Mind

When you know that you’re putting money away, you’ve talked to one of our financial experts about your progress, and you feel really good about the outcome, it’s a wonderful place to be! The peace of mind that comes with knowing that your retirement is set to be the best years of your life can be an enormous comfort to people of all ages.

Plan With The Experts

At Guardian Financial Group, it’s our goal to make sure that all of our customers are able to retire when they want, will have enough money to enjoy their retirement years, and can have the amazing peace of mind that comes with knowing they’re financially set for their future. For help planning for your retirement, contact us today! Our Centerville financial advisors would love to meet with you!