Here at Guardian Financial Group, we pride ourselves on not only our expert ability to provide the best financial advice, but also to treat our Centerville clients like we would our own family. We are passionate about helping people find their stride when it comes to saving for their futures, no matter what that looks like. Whether you’re in your thirties and you feel it’s time to start getting serious about your finances, or you’re in your fifties and you’re realizing that you have nothing in the bank. We’re here to help! Guardian Financial experts specialize in financial advising, retirement planning, education fund planning, tax planning, and insurance analysis. We’d love to walk you through the steps to a brighter financial future. Give us a call or reach out to us through our site today!

It’s no secret that most of us don’t have a big enough savings account. According to a recent survey from, over half of Americans have less than $10,000 saved for retirement, with one in three having nothing saved at all. If you’ve ever wondered why so many people choose not to retire when they reach retirement age, the answer is probably that they simply can’t. In today’s blog, we’re going to look at some real reasons to hire a financial planner to help you with your retirement savings plan.

#1: Financial Planners are Experts in Money Management

If you’ve never had a family budget, and you simply hope that the money that comes in each month will cover your bills and expenses, we can probably safely assume that you’re not saving all that much for retirement. Hiring a financial advisor here in Centerville will take that burden off of your shoulders. Everyone can follow a plan, right? Allow our financial experts to come up with the perfect plan for you to have plenty of funds saved for your retirement.

#2: Time Flies

Many people put off saving for retirement until “they can afford it.” The problem with that mentality is that most people find that they never have that surplus of money that they can just throw into a retirement account in one fell swoop. A survey conducted by the Insured Retirement Institute found that 76% of Baby Boomers are not confident that they have enough saved for retirement. Chances are that percentage is even higher with the younger generations. Since time goes by so fast, starting to save while you’re younger is always smart, but no matter your age, it’s never too late to save for retirement.

#3: Your Peace of Mind is Precious

When you’re worried about your savings amount for retirement, it can often ruin the moments in your life that are supposed to be peaceful and filled with joy. According to a study performed by Ramsey Solutions, about 56% of Americans lose sleep when they think about retirement.

Most people who have never gone to a financial advisor don’t realize everything that a financial planner can help with. Many times, our financial experts have discovered ways to not only help you come up with smart solutions for saving money, but also for growing your wealth!

Contact the Experts

Are you ready to start saving for your retirement? Contact us at Guardian Financial Group for a free consultation. We’d love to hear from you!